There are times I really marvel at how the hell people do it. This is not the life we wanted. As I sit in bumper to freaking bumper traffic and peer into minivans I see parents with toddlers strapped in, transporting their toddlers to daycare and then off to 8 hours work.

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Over the past 28 years, I’ve worked for three major corporations with many diverse leaders. Some have been highly effective, some incredibly dismal. I’ve also researched this subject extensively and here are three key findings.

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Passion

Entrepreneurship is about being truly and fully passionate about a product or service. It doesn’t matter what your passion is, whether it’s chocolate, IT, cleaning houses, dust balls, cats, video, matchmaking or information. If you have a genuine and heart felt passion that is half the battle in starting and seeing through a business. Go for it! Start now!

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Fulfilled, millionaire minds avoid parasitic weaknesses such as insecurities, bad habits, self-doubts and disgruntlement. Yet our economy feeds off of human weakness: You must live the dream; you must reach higher up the ladder to have a higher standard of living; you need to have an Ipod with video, and that house with more square feet will make you feel a cut above your friend.

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I’m fortunate to have an excellent financial planner who in turn works with an excellent team of financial specialists. These specialists scrutinize all aspects of finance including taxes, insurance, saving and budgeting. They have a wide range of clients, from the average Joe to multi-millionaires. Knowing whether I am spending more than I earn is probably the simplest and best advice he has ever given me. Here is that strategy plus a few others for reducing debt and living a life with less stress and more freedom.

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